Step 1 · Week 1
Map the gap
We read your acquirer's letter, map it to the specific PCI control(s) at fault (SAQ-A, A-EP, D — we'll tell you which one applies to your environment), and write a remediation plan you can hand back to them.
After a PCI fine
You got fined for PCI breach. Avoid the next one.
PCI fines escalate. The first is usually a warning shot. We help fintechs and card-handling businesses close the gap the acquirer flagged, document the fix, and stay compliant — without the consulting overhead.
Tell us about the fine
Share the control flagged, your acquirer, and any deadline you're working against. We usually reply within one business day.
Why the fine hit — in plain English
PCI is a year-round program, not an annual filing.
Most fintech or e-commerce PCI fines trace back to one of four recurring issues: a missed quarterly ASV scan, an out-of-scope SAQ, weak network segmentation, or a logging gap. Your acquirer's letter usually names the control.
Acquirers tend to escalate quickly: a warning plus a short cure period, then a recurring monthly fine, then card-processing privileges paused. The compounding hurts more than the first hit.
Most teams treat PCI like a tax filing — once a year, panic-driven. That's where the gap appears, and that's the habit we help replace with a real ongoing program.
How we help
A 3-step playbook to close the gap — and keep it closed.
Step 2 · Weeks 2–4
Close the gap
Network segmentation review, secrets and logging hygiene, evidence collection. We work alongside your dev team — we don't replace them, and we don't bill by the slide deck.
Step 3 · Ongoing
Stay closed
Quarterly scans on cadence, annual SAQ refresh, phishing tests for finance and ops staff, and a re-attestation pack ready whenever the acquirer asks. PCI becomes a routine, not a fire drill.
Why us
Built by people who've run PCI programs from the inside.
Our team has spent 10+ years securing financial operations connected to the largest institutions in the world — PCI-DSS programs, ISO 27001, pentests, and real regulator interactions. We've built these from scratch and run them at scale; now we bring the same toolkit to fintechs that don't have a 10-person security org.
Pricing
Custom-scoped — we'll quote it together.
PCI work is sized to your environment, your acquirer's findings, and your timeline. We'll talk through what was flagged, scope the remediation honestly, and put a real quote in writing — no boilerplate package.
Common questions
Common questions from fintechs in your spot.
Do you handle the actual SAQ filing, or just prep us?
Both, depending on your level. For SAQ-A and A-EP we prepare the document and walk you through the document. For SAQ-D or formal Report on Compliance (ROC) engagements we partner with a QSA.
We're SAQ-D level. Is that in scope?
Yes. SAQ-D is most of what we see in fintech. We map every requirement that applies to your environment, identify the ones that triggered the fine, and produce a documented remediation plan you can hand back to your acquirer.
How does this work alongside our acquirer's deadline?
We work backward from it. The week-1 deliverable is the remediation plan your acquirer's letter asks for, with realistic timelines for each control. Most acquirers grant a cure period when they see a credible plan plus progress evidence — we make sure yours qualifies.
Will we need a QSA?
Sometimes. Self-Assessment Questionnaires (SAQ-A through SAQ-D) don't require a QSA — your team attests. Full Report on Compliance engagements do, and we work with several QSA partners. Our role is the same either way: remediation, evidence, and the document trail.
What's the typical engagement length?
It depends on the gap. A missed-scan fine is usually 2–4 weeks of work to close. A scope or segmentation finding runs 6–12 weeks. After the immediate fix, most clients keep us on a recurring basis to run the quarterly scans, annual SAQ refresh, and ongoing phishing tests that prevent the next finding.